Accept Credit Cards without a Merchant Account
Author: Erum Zehra
Posted: Articles » Starting a Web Business
Do you want to accept Credit Cards at your website but do not wish to get a merchant account? The following websites offer this option and most of them offer their services internationally:
Here is an overview of affordable services that can be used for accepting credit cards for your web business.
Here is an explanation of the terms used:
- Per Transaction Fee: Amount the company charges for processing each payment that is made through them by your customer
- Hidden Fees: Other fees that may not be obvious at first glance or are unusual
- Merchants Accepted: Whether the compnay accepts clients from all over the world or not.
- Products Accepted: Type of products that a client can sell thorugh this company.
- Payment Method: How the company transfers payments to its clients and what fees it charges
- Payment Frequency: How frequently does the company pay its clients.
- Customer Service: Does the company respond promptly to inquiries and is it customer friendly and reliable?
Click Bank
Set up fee- $49.95
Per Transaction fee- $1+7.5% of amount
Monthly Fee- None
Hidden Fees- None
Merchants Accepted- All (U.S and International)
Products Accepted- Intangible only
Payment Method - Check by mail ($2.5 processing fee per check)
Payment Frequency- Twice a month
Customer Service- Excellent
2CheckOut
Set up fee- $49
Per Transaction fee- $0.45+5.5% of amount
Monthly Fee- None
Hidden Fees- None
Merchants Accepted- All (U.S and International)
Products Accepted- All
Payment Method - Check (free), ACH (free), International Wire transfer ($3-$33)
Payment Frequency- Twice a month
Customer Service- Excellent
CCNow
Set up fee- None
Per Transaction fee- 9% of amount for US merchants, 11.95% for Interantional Merchants
Monthly Fee- $10 for U.S. Merchants, $11.95 for International Merchants
Hidden Fees- None
Merchants Accepted- All (U.S and International)
Products Accepted- Tangible only
Payment Method - Check by mail (Free), ACH (Free), Cashier’s Check ($15), EFT ($40)
Payment Frequency- Twice a month
Customer Service- Good
ProPay
Set up fee- $9.95
Per Transaction fee- $.35 +3.5% of amount
Monthly Fee- None
Hidden Fees- Yes
Merchants Accepted- U.S. only
Products Accepted- All
Payment Method - Check and ACH ($0.35 processing fee)
Payment Frequency- When requested
Customer Service- Average
Kagi
Set up fee- None
Per Transaction fee- 10% of the transaction ($2.50 minimum) or 5% plus $5 per transaction whichever is less
Monthly Fee- None
Hidden Fees- Possible
Merchants Accepted- All (U.S and International)
Products Accepted- All
Payment Method - Electronic Fund Transfer (EFT) Service ($35), US$ Check (Free), Foreign currency check ($10)
Payment Frequency- Once a month
Customer Service- Poor
About the Author
Erum Zehra is an MBA with a major in Marketing, and specializes in creative web site copy writing,
based on Marketing strategies.
Visit: http://www.biztalk4u.com